You simply won’t find any other mortgage lender that takes the time to explain all the ins and outs of the home loan process. We don’t take our motto “Mortgage Lending is Our Business, Customer Service is our Passion” lightly. Once a customer you’ll be a customer for life.
Buying A Home
What Sets Us Apart From The Other Mortgage Companies?
At Integrated Funding, we see ourselves as more of a mortgage “boutique.” Our rates, fees, customer service and attention to detail make us stand out from our competitors. When we work with clients, we focus on forming a relationship with them. This means that we take a personalized approach with every client we work with — we find out what their needs are, then figure out a solution to match those needs. Ultimately, we’re able to create trust and friendship with our clients, forming a partnership. We work with people in the Triangle, as well as Charlotte, Wilmington and throughout North Carolina.
Steps of The Home Loan Process
Borrowers begin the mortgage process by filling out a loan application. As part of this, you will need to supply income and asset documentation. Completing this application sets the stage for the rest of the loan process.
Once you’ve filled out your loan application, your loan advisor will process it and check it for completeness and accuracy.
When your loan application has been processed, you’ll be given preliminary approval by an underwriter. You will also be asked for further documentation, information and clarification on some parts of your application.
Once you submit the requested information, an underwriter will review it, and then you’ll have final approval. Someone from the closing team will get the final documents for your file ready.
At your closing, you’ll meet with an attorney to review and sign all of the final closing documents.
What You Can Expect From Us
Trusted & Experienced
We understand that your home represents peace of mind for your family, a sense of community belonging, and in many cases, your most significant financial investment. Work with our team of lending experts for greater simplicity, honesty, and fairness throughout the mortgage process.
It’s our goal to partner with our clients and build lasting trust in the mortgage lending process. For questions or to schedule an appointment with one of our skilled mortgage advisors in Raleigh, NC, call (919) 847-2766.
Peace of Mind
We understand that buying a home can be the most stressful and most expensive purchase in your lifetime. Let our team help give you that peace of mind and take away all the stressors that can come up during the process. We have over 70 years of combined experience in helping thousands of customers painlessly navigate the home loan process. Let us help give you that Peace of Mind.
Reliable & Knowledgeable
We recognize that home loans are as diverse as the people who seek them. We’ll work closely with you to help you find the right program to fit your unique needs. Whether you’re buying your first home or looking for a new investment property, there are lots of stress and complications involved in mortgages and financing. That’s where we come in. We're here to take those away.
I just wanted to share a little info about Patrick and his team at Integrated Funding. I am a fairly informed person about finances but just enough to maybe be dangerous. Patrick walked me through several scenarios and explained them to me in a respectful and easy to understand fashion. I was able to make the best informed decision and save some money in the process. His team then followed up in a timely manner with easy to follow instructions for an online process.
If you ever need a new mortgage or to refinance your existing mortgage I would go no further than Integrated Funding. You will be given great information and allowed to make the best decision for you and your family.
I can’t say enough good things about Patrick and his team at Integrated Funding!! I have used them 3xs for refinancing and my family and friends have also used them. Patrick and his team have spoiled me because they make the process so easy from start to finish. I highly recommend Integrated Funding for all your financing needs!
- Amy Holden
Helpful Mortgage Resources
Thinking about buying or refinancing a home? Start here for answers to common questions, helpful tips, and online calculators to help you navigate the mortgage process.
Looking To Buy or Refinance A Home?